APP

Android

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Android application for our Clients

Access to your account anytime, anywhere.

We are trying to make issuing loans cheaper, our task is to change the system of lending to the population. Issuing loans only for very important tasks and with the lowest possible interest rate.

We have several branches providing various services such as loans, bank transfers, long-term deposits, savings and some other related services.

Karat Bank - Online banking for the population is a micro banking system. We offer various types of financial services to our clients.

http://karatbank.one/download_app/app-karatbank.apk

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Services

We make your life comfortable with our services.

Withdrawal transfer of funds

It is produced in manual and semi-automatic mode.

Deposit and withdrawal of funds

It is produced in manual and semi-automatic mode.

Quick transfer

Free and fast transfer of funds between bank clients' accounts.

Our Loan Schemes

We Have The Best Loan Plans

Karat (Vip)

5%  / 1140 Days

  • Take Minimum

    $100,000.00

  • Take Maximum

    $10,000,000.00

  • Per Installment

    5%

  • Installment Interval

    1140 Days

  • Total Installment

    5

Karat 6

20%  / 720 Days

  • Take Minimum

    $10,000.00

  • Take Maximum

    $1,000,000.00

  • Per Installment

    20%

  • Installment Interval

    720 Days

  • Total Installment

    12

Karat 5

20%  / 90 Days

  • Take Minimum

    $10,000.00

  • Take Maximum

    $50,000.00

  • Per Installment

    20%

  • Installment Interval

    90 Days

  • Total Installment

    4

Fixed Deposit Scheme

Efforts are our rewards are yours!

Karat (gold)

25%  / 660 Days

  • Lock in Period

    661 Days

  • Get Profit Every

    660 Days

  • Profit Rate

    25%

  • Minimum

    $50,000.00

  • Maximum

    $100,000.00

Karat (silver)

20%  / 360 Days

  • Lock in Period

    361 Days

  • Get Profit Every

    360 Days

  • Profit Rate

    20%

  • Minimum

    $10,000.00

  • Maximum

    $50,000.00

Karat (copper)

15%  / 180 Days

  • Lock in Period

    181 Days

  • Get Profit Every

    180 Days

  • Profit Rate

    15%

  • Minimum

    $1,000.00

  • Maximum

    $10,000.00

Why choose us?

We provide you with the best services

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Самая низкая комиссия за транзакцию

We also have no commission for transferring funds between customer accounts.

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Secure service

OTP — This is a randomly generated code that is sent to your phone or email. You will need to enter this code to confirm.

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5+

Many years of experience

Digital Banking Solution Est. 2019

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Our features

Explore our options

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Money transfer

You can transfer your funds within Karat Bank or other banks we support by adding your beneficiaries.

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Deposit schemes

We have two deposit schemes for you, one is the Deposit Pension Scheme and the other is the Fixed Deposit Receipt.

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Take a loan

We have several plans for applying for a loan. You can apply for our loan plans by submitting some of your valid information.

How does this work

It's easy to join us

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Open an account

To become an account holder, you must first open an account.

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Verification

After registration, you will need to verify your email address.

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Deposit

Top up your account before applying for any FDR or DPS plans.

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Get a service

Now you can receive any of our services as a registered account holder.

What people say about us

Joining us is easy

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Светлана
Магазин Вселенная Hand made
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Пополнили счёт зарубежной банковской карты, спасибо!!!

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Ionel MD
om de afaceri
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Singura bancă din Moldova care mi-a acordat un credit de afaceri cu cea mai mică rată de credit.

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Менеджер
служба доставки
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Более 3-х лет пользуемся услугами данного банка, в разных городах и странах нет комиссии за перевод между клиентами, очень экономично и удобно.

Frequently Asked Questions

Any questions? Find it here.

Didn't find an answer here? Just send us a message for any question.

Contact us

Yes, we don't take any fees for opening an account.

Yes, you can send money from Viserbank to another bank?

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

e have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

Our Trusted Alliance of Partners

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Account Holders

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Account Holders

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